sleepy worker
We all know that lack of sleep can affect the way you think, but did you know that disturbed sleep can actually impact your overall IQ by 5% or more? This worrying information comes from Tara Swart; a neuroscientist, executive coach, and lecturer at MIT’s Sloan School of Management. But her research is one of hundreds of reports that show
business funding
It’s never nice to think that your business is struggling. Especially when you need the help of a lender to get through. But business finance is extremely common and many businesses greatly benefit from it. But there are a few things you need to consider before you apply for finance. Below are 11 things you need to think about before
exhausted worker
Now that might seem like quite a dramatic title… but new research has found that UK workers are working far harder than ever before. They’ll work harder if they know they can rest at the end of it. Worse still, many employees lack confidence in their bosses and feel their boss simply doesn’t care. Almost half of UK workers feel
unpaid invoices
It may seem like a silly question, but businesses earning less than £1 million wait on average 72 days for invoices to be paid. That’s more than 2 months! That’s a long time to wait for money you’re owed. Especially when you need that money to effectively run your business. UK SME’s are owed an estimated £44.6 billion in late
office disagreement
Summer of 2018 has certainly been a hot one. The MET office has declared it joint hottest on record (with 2006, 2003 and 1976). With the weather has come the inevitable debate of workplace temperatures. With everyone preferring a specific temperature, it can be hard to keep everyone happy with the room temp.   The Law on Office Temperatures Currently,
marketing team
Marketing your business might sound quite easy, especially if you’re fairly tech savvy. But even the tech savvy can fall foul to generalised guides and articles that mostly tell you what you already know; common sense stuff. But you’ll find none of this here! In this guide we’re looking at the bare basics of online marketing and the tools you
unwell office worker
Of course we don’t literally mean zombies, that would be madness. What we are referring to is the worrying increase in those who decide to work, despite feeling ill or unwell. According to the Office for National Statistics we’re taking far less days off sick, in 1993 we would take off 7.2 days sick per year. In 2017 that number
Invoice factoring (or invoice finance) is a safe way to deal with unpaid invoices and improve your cashflow. It is a vital lifeline for many businesses in the UK. There are many reasons to invest in invoice finance, from quick access to funding to low and affordable fees. We offer fantastic disclosed invoice factoring services to everyone in the UK,
uk productivity
This year has been quite the economic rollercoaster. Last year we saw increases in employment and in productivity, but in 2018 we’ve already seen a downward trend. Recent information from the Office of National Statistics shows that UK worker productivity in the last quarter of 2017 rose by 0.6%. Unfortunately, the first quarter of 2018 then saw a drop of
credit score
If you’re a B2B business, it can be difficult to know who you can and cannot trust. One second you’ve taken on a super client who is really successful, the next they’re not paying their invoices because they owe lots of money to various other companies. One way to avoid this type of disaster is to credit check your customers.
employee pay
After the revelations of the gender pay gap in the UK, government have taken yet another step to create more equal pay among all. Plans are being put forward in parliament today to stop CEO’s from paying themselves unfairly against the average worker. The news will be very welcome to several thousands of employees who do not feel that the
short term funding
Gaining a profit as a business is a fine art, even for those who have been doing it for years. There’s a fine line between making money and ongoing business costs that blurs the line between profit and loss. You can, however, use short term finance as a way to start hitting those profit margins. Below are just a few
start of the work day
How do you spend your time at work? More specifically, how do you spend your first and last moments at work? We’re all guilty of arriving at our desk and immediately thinking about tea/coffee and the impending doom of the average working day. Unsurprisingly, we all tend to start and end our days in the worst ways possible – hampering
uk work experience
This article has been lovingly created by Charlotte, a 14 year old student during work experience with CCC Finance. Below is an article created entirely by her, with a little help from our Digital Marketing Executive, Jade. Many businesses now mainly focus on employing people over the age of 18, but what about the age gap of 14-16 and late
gender pay gap
4th April 2018 marked the day that gender inequality in the UK workplace was finally revealed. And it was far worse than we could have imagined… Over 10,000 companies took part in the survey. 1,500 missed the deadline and more than 1,000 left it to the day before.  It was found that a staggering amount of women were being paid considerably
unlock unpaid invoices
Gaining additional finance for your business is not uncommon, and invoice finance services are on the increase in the UK. There are many benefits to getting your unpaid invoices funded, below are just seven reasons why you should be using invoice finance to unlock your unpaid invoices.   Fast Access To Funding Especially when you’re a smaller business, getting access
apprentices
The UK has seen its fair share of apprenticeships news stories, but many of them offer conflicting views. Some views are extremely positive and offer hope, where others remain dubious and negative towards implementation. For example: research from Grant Thornton suggests that 77% of the younger generation think apprenticeships offer good career prospects… Yet nearly 50% of company managers polled
happy staff
In 2016, according to a survey by human resource firm Investors in People, 1 in 3 workers claimed they were unhappy at work. 2017 saw an improvement, but 1 in 4 still aren’t happy in their work. Keeping a smile on the faces of staff is more important than some might think. They are the driving force of your business
We’ve all been there when it comes to unpaid invoices – there’s always some reason why it can’t or shouldn’t be paid and then you’re left with the aftermath. Once the charges are added, you could end up being owed a small fortune. There are certainly some more peculiar reasons to not pay up – from being imprisoned to temporary
shocked businessman
Only 34.8% of businesses completely understand marketing. This means that a staggering 65.2% have almost no clue about marketing whatsoever! This rather stark statistic (plus many more we’ll be looking at) comes from The 2018 Marketing Week Career and Salary Survey.  It analysed the responses of 4,154 marketers from 24 different industries in the UK. The survey highlights the lack of
invoice factoring 2018
A new year is now upon us, and as we reach 2018 we want to look deeper into why invoice factoring could be the biggest influence to business success this year. With more and more UK businesses investing in different forms of finance, it’s easy to see why it’s such an attractive offer. In Q1 2017 around £5.3 billion of
office christmas
Christmas is only around the corner and we’re sure many of you office goers have yet to start putting up your annual office Christmas decorations. But many offices stay bare over the Christmas period, as decorations can cost a small fortune. It’s easy for the super rich, who pay people up to £4,000 up put up their decorations for them
You may have heard this term floating around a lot over the past couple of months or so… But many businesses don’t actually know what it stands for or how it could affect your business. GDPR relates to data protection, so it’s important to know about it and implement anything needed within your company. Especially when it will be implemented
importance of factoring
It doesn’t matter how big or small your business is, everyone can benefit from invoice factoring. From small independent startups to larger SME’s; getting your invoices paid in full and on time is crucial for all business. After all, it could seriously affect your cash flow. Below we’re going to be looking at just a handful of reasons as to
uk living wage
How much is the real UK living wage? Currently, as of 6th November 2017, the NLW stands at £8.75 per hour (£10.25 within London). Although this is the living wage of our country, it’s not the same as minimum wage in our country. Currently min wage stands at £7.50 per hour for those over the age of 25 until April
business finances
So here’s the situation – you’re a young aspiring entrepreneur and you’re looking to start your own business. It’s not surprising, as 2 out of 3 people worldwide think entrepreneurship is a good career choice. You have a great idea and you want to share it with the world. So you go to Companies House and register your business. Everything
  Borrowing in the UK may feel like it’s on the rise, but in fact September 2017 has seen the lowest deficit since 2007. According to The Office of National Statistics, public borrowing this September reached only £5.9 billion. This is much lower than the £6.5 billion expected by City of London analysts; and 11% down on last year. It’s
Factoring is where you sell unpaid invoices to a financial company. They then give you up to 85% of the funds there and then, claiming it back through your clients, for a small fee. There are various benefits of invoice finance, especially for small to medium sized businesses. In this article we’re going to look at just a handful of
busy streets of japan
Japan is well known for being one of the most advanced countries in the world; home to millions of incredible world-renowned businesses such as SONY and Mitsubishi. Japan and Japanese workers are also well known for being extremely hard working. But are they working a little too hard?   A Hidden Death of a Journalist It came to light last
untidy work desk
Many of us have a desk, whether that be at work or at home. Your desk is where you may spend 8 or more hours of your day, so it’s important to make sure it’s not cluttered. A messy desk can actually undermine productivity and motivation. If you’re a businessman or businesswoman then you may even have clients sit at
Is your business struggling financially? Are you sitting on various unpaid invoices that are draining your business of funds? Then what you need is invoice factoring. This is where you can borrow against unpaid invoices and get advanced a large percentage of the total amount owed. It’s a great way to improve your cash flow and get your business back
ccc finance new website
The time has finally arrived and we have taken the leap and created a brand new website! The old CCC Finance website had been somewhat neglected. It was a shell of a site with very little content. That’s not the message we wished to be sending out to the world. So we took the bull by the horns and created