About Jade Waddy

I am the Digital Marketing Executive for CCC Finance. I have been a digital marketer since 2013 and have written thousands of articles over the years. I like cups of tea, puppies and woolly jumpers.

Lack of Sleep Can Actually Damage Your IQ

We all know that lack of sleep can affect the way you think, but did you know that disturbed sleep can actually impact your overall IQ by 5% or more?

This worrying information comes from Tara Swart; a neuroscientist, executive coach, and lecturer at MIT’s Sloan School of Management.

But her research is one of hundreds […]

By |October 29th, 2018|Guide/HowTo, Tips/Advice|0 Comments

11 Things To Remember Before Applying For Business Finance

It’s never nice to think that your business is struggling. Especially when you need the help of a lender to get through. But business finance is extremely common and many businesses greatly benefit from it.

But there are a few things you need to consider before you apply for finance. Below are 11 things you need […]

By |October 15th, 2018|Guide/HowTo, Tips/Advice|0 Comments

You’re Working Too Hard and Your Boss Doesn’t Care…

Now that might seem like quite a dramatic title… but new research has found that UK workers are working far harder than ever before. They’ll work harder if they know they can rest at the end of it.

Worse still, many employees lack confidence in their bosses and feel their boss simply doesn’t care. Almost […]

By |October 1st, 2018|Business News|0 Comments

Why Is It Important To Keep An Eye On Unpaid Invoices?

It may seem like a silly question, but businesses earning less than £1 million wait on average 72 days for invoices to be paid. That’s more than 2 months!

That’s a long time to wait for money you’re owed. Especially when you need that money to effectively run your business.

UK SME’s are owed an estimated […]

By |September 18th, 2018|Guide/HowTo, Tips/Advice|0 Comments

Nearly Half of Us Fall Out Over Workplace Temperature

Summer of 2018 has certainly been a hot one. The MET office has declared it joint hottest on record (with 2006, 2003 and 1976).

With the weather has come the inevitable debate of workplace temperatures. With everyone preferring a specific temperature, it can be hard to keep everyone happy with the room temp.

The Law on […]

By |September 4th, 2018|Business News|0 Comments

This is How To Successfully Market Your Brand New Business

Marketing your business might sound quite easy, especially if you’re fairly tech savvy. But even the tech savvy can fall foul to generalised guides and articles that mostly tell you what you already know; common sense stuff.

But you’ll find none of this here! In this guide we’re looking at the bare basics of online […]

By |August 20th, 2018|Guide/HowTo, Tips/Advice|0 Comments

The Rise of The Zombie Workforce

Of course we don’t literally mean zombies, that would be madness. What we are referring to is the worrying increase in those who decide to work, despite feeling ill or unwell.

According to the Office for National Statistics we’re taking far less days off sick, in 1993 we would take off 7.2 days sick per year. […]

By |August 6th, 2018|Business News, Tips/Advice|0 Comments

How To Get Your Hands On Our Great Factoring Services

Invoice factoring (or invoice finance) is a safe way to deal with unpaid invoices and improve your cashflow. It is a vital lifeline for many businesses in the UK.

There are many reasons to invest in invoice finance, from quick access to funding to low and affordable fees.

We offer fantastic disclosed invoice factoring services to […]

By |July 23rd, 2018|Guide/HowTo, Tips/Advice|0 Comments

The Problem With UK Productivity in 2018

This year has been quite the economic rollercoaster. Last year we saw increases in employment and in productivity, but in 2018 we’ve already seen a downward trend.

Recent information from the Office of National Statistics shows that UK worker productivity in the last quarter of 2017 rose by 0.6%. Unfortunately, the first quarter of 2018 then […]

By |July 9th, 2018|Business News|0 Comments

5 Places To Run A Crucial Credit Check On Potential New Clients

If you’re a B2B business, it can be difficult to know who you can and cannot trust. One second you’ve taken on a super client who is really successful, the next they’re not paying their invoices because they owe lots of money to various other companies.

One way to avoid this type of disaster is to […]

By |June 25th, 2018|Guide/HowTo, Tips/Advice|0 Comments

Parliament Are Fighting Back Against Unjustified CEO Pay With New Plans

After the revelations of the gender pay gap in the UK, government have taken yet another step to create more equal pay among all. Plans are being put forward in parliament today to stop CEO’s from paying themselves unfairly against the average worker.

The news will be very welcome to several thousands of employees who do […]

By |June 11th, 2018|Business News|0 Comments

How Useful Short Term Financing Can Make You Notably More Profitable

Gaining a profit as a business is a fine art, even for those who have been doing it for years.

There’s a fine line between making money and ongoing business costs that blurs the line between profit and loss.

You can, however, use short term finance as a way to start hitting those profit margins. Below […]

By |May 14th, 2018|Guide/HowTo, Tips/Advice|0 Comments

How to Spend Your First and Last Moments at Work [Infographic]

How do you spend your time at work? More specifically, how do you spend your first and last moments at work?

We’re all guilty of arriving at our desk and immediately thinking about tea/coffee and the impending doom of the average working day.

Unsurprisingly, we all tend to start and end our days in the worst ways […]

By |May 14th, 2018|Infographics|0 Comments

Not Just Making Tea: How Work Experience Turns Into Actual Jobs

This article has been lovingly created by Charlotte, a 14 year old student during work experience with CCC Finance. Below is an article created entirely by her, with a little help from our Digital Marketing Executive, Jade.

Many businesses now mainly focus on employing people over the age of 18, but what about the age gap […]

By |April 26th, 2018|Tips/Advice|0 Comments

The Gender Pay Gap: Revealing The Astonishing Truth About UK Pay

4th April 2018 marked the day that gender inequality in the UK workplace was finally revealed. And it was far worse than we could have imagined…

Over 10,000 companies took part in the survey. 1,500 missed the deadline and more than 1,000 left it to the day before. 

It was found that a staggering amount of women were […]

By |April 16th, 2018|Business News|0 Comments

7 Reasons Why You Should Unlock Your Invoices Through Financing

Gaining additional finance for your business is not uncommon, and invoice finance services are on the increase in the UK.

There are many benefits to getting your unpaid invoices funded, below are just seven reasons why you should be using invoice finance to unlock your unpaid invoices.

Fast Access To Funding
Especially when you’re a smaller business, […]

By |April 2nd, 2018|Guide/HowTo, Tips/Advice|0 Comments

Apprenticeships: All Sides of The Story

The UK has seen its fair share of apprenticeships news stories, but many of them offer conflicting views. Some views are extremely positive and offer hope, where others remain dubious and negative towards implementation.

For example: research from Grant Thornton suggests that 77% of the younger generation think apprenticeships offer good career prospects…

Yet nearly 50% […]

By |March 19th, 2018|Business News|0 Comments

How To Make Sure Your Remarkable Employees Stay Happy

In 2016, according to a survey by human resource firm Investors in People, 1 in 3 workers claimed they were unhappy at work. 2017 saw an improvement, but 1 in 4 still aren’t happy in their work.

Keeping a smile on the faces of staff is more important than some might think. They are the driving […]

By |March 5th, 2018|Guide/HowTo, Tips/Advice|0 Comments

9 Inexcusable Excuses For Unpaid Invoices [Infographic]

We’ve all been there when it comes to unpaid invoices – there’s always some reason why it can’t or shouldn’t be paid and then you’re left with the aftermath. Once the charges are added, you could end up being owed a small fortune.

There are certainly some more peculiar reasons to not pay up – from […]

By |February 6th, 2018|Infographics, Tips/Advice|0 Comments

This Surprising Business Marketing Statistic Will Make You Gasp…

Only 34.8% of businesses completely understand marketing. This means that a staggering 65.2% have almost no clue about marketing whatsoever!

This rather stark statistic (plus many more we’ll be looking at) comes from The 2018 Marketing Week Career and Salary Survey.  It analysed the responses of 4,154 marketers from 24 different industries in the UK.

The survey […]

By |January 22nd, 2018|Business News|0 Comments

Why You Should Be Factoring Over The New Year

A new year is now upon us, and as we reach 2018 we want to look deeper into why invoice factoring could be the biggest influence to business success this year.

With more and more UK businesses investing in different forms of finance, it’s easy to see why it’s such an attractive offer. In Q1 2017 […]

By |January 5th, 2018|Guide/HowTo, Tips/Advice|0 Comments

Cheap and Easy To Make Office Christmas Decorations

Christmas is only around the corner and we’re sure many of you office goers have yet to start putting up your annual office Christmas decorations. But many offices stay bare over the Christmas period, as decorations can cost a small fortune. It’s easy for the super rich, who pay people up to £4,000 up put […]

By |December 8th, 2017|Guide/HowTo|0 Comments

GDPR: What Is It And Does It Affect You?

You may have heard this term floating around a lot over the past couple of months or so… But many businesses don’t actually know what it stands for or how it could affect your business. GDPR relates to data protection, so it’s important to know about it and implement anything needed within your company. Especially […]

By |November 28th, 2017|Business News, Tips/Advice|0 Comments

The Importance of Factoring (For All Businesses)

It doesn’t matter how big or small your business is, everyone can benefit from invoice factoring. From small independent startups to larger SME’s; getting your invoices paid in full and on time is crucial for all business. After all, it could seriously affect your cash flow.

Below we’re going to be looking at just a handful […]

By |November 14th, 2017|Guide/HowTo, Tips/Advice|0 Comments

20% of UK Workers Earn Less Than Living Wage

How much is the real UK living wage? Currently, as of 6th November 2017, the NLW stands at £8.75 per hour (£10.25 within London). Although this is the living wage of our country, it’s not the same as minimum wage in our country. Currently min wage stands at £7.50 per hour for those over the […]

By |November 6th, 2017|Business News|0 Comments

How Can I Easily Keep Track of My Business Finances?

So here’s the situation – you’re a young aspiring entrepreneur and you’re looking to start your own business. It’s not surprising, as 2 out of 3 people worldwide think entrepreneurship is a good career choice. You have a great idea and you want to share it with the world. So you go to Companies House […]

By |October 28th, 2017|Guide/HowTo, Tips/Advice|0 Comments

UK September Deficit Lowest In 10 Years


Borrowing in the UK may feel like it’s on the rise, but in fact September 2017 has seen the lowest deficit since 2007. According to The Office of National Statistics, public borrowing this September reached only £5.9 billion. This is much lower than the £6.5 billion expected by City of London analysts; and 11% down […]

By |October 20th, 2017|Business News|0 Comments

Why is Invoice Factoring Good for Struggling Businesses?

Factoring is where you sell unpaid invoices to a financial company. They then give you up to 85% of the funds there and then, claiming it back through your clients, for a small fee. There are various benefits of invoice finance, especially for small to medium sized businesses. In this article we’re going to look […]

By |October 16th, 2017|Business News|0 Comments

Death By Overtime – Japan’s Skeleton In The Closet

Japan is well known for being one of the most advanced countries in the world; home to millions of incredible world-renowned businesses such as SONY and Mitsubishi. Japan and Japanese workers are also well known for being extremely hard working. But are they working a little too hard?

A Hidden Death of a Journalist
It came to […]

By |October 6th, 2017|Business News|0 Comments

What To Do With Your Untidy Desk

Many of us have a desk, whether that be at work or at home. Your desk is where you may spend 8 or more hours of your day, so it’s important to make sure it’s not cluttered. A messy desk can actually undermine productivity and motivation.

If you’re a businessman or businesswoman then you may even […]

By |October 2nd, 2017|Tips/Advice|0 Comments

How Invoice Factoring Works in 5 Really Simple Steps

Is your business struggling financially? Are you sitting on various unpaid invoices that are draining your business of funds? Then what you need is invoice factoring.

This is where you can borrow against unpaid invoices and get advanced a large percentage of the total amount owed. It’s a great way to improve your cash flow and […]

By |September 25th, 2017|Guide/HowTo|0 Comments

CCC Finance Gets A Fantastic New Website

The time has finally arrived and we have taken the leap and created a brand new website! The old CCC Finance website had been somewhat neglected. It was a shell of a site with very little content. That’s not the message we wished to be sending out to the world. So we took the bull […]

By |September 18th, 2017|Company News|0 Comments